LuLu Exchange Satwa: Location, Timings & Services
LuLu Exchange Satwa currently includes three branches grouped under Satwa on LuLu Exchange’s official branch locator: Satwa Bus Station, Centro Building Satwa and Satwa Roundabout. These branches have different addresses, phone numbers and closing times, so checking the exact location before travelling is important.
The wider LuLu locator also shows other nearby branches carrying Satwa in their names, including Satwa Street and locations around Al Bada. They are useful nearby options, but they should not be mixed into the three-branch grouping shown on LuLu’s dedicated Satwa locality page.
For wider neighbourhood context, the Al Satwa Dubai guide can help before you choose a branch.
Quick Answer
LuLu’s official Satwa directory currently groups three main LuLu Exchange Satwa branches. Satwa Bus Station opens from 8:30 AM to 11:00 PM daily, while Centro Building Satwa and Satwa Roundabout currently operate from 8:30 AM to 11:30 PM daily.
The direct phone numbers are 04 355 0337 for Satwa Bus Station, 04 338 1442 for Centro Building Satwa and 04 285 1006 for Satwa Roundabout. All three official branch pages list core services such as money transfer and currency exchange.
How Many LuLu Exchange Branches Are in Satwa?
The safest answer is three branches on LuLu Exchange’s official Satwa locality page. These are Satwa Bus Station, Centro Building Satwa and Satwa Roundabout.
| Branch | Address | Phone | Current hours |
|---|---|---|---|
| Satwa Bus Station | Shops 1 & 2, Mohammed Bel Obaida Building, near Bus Station | 04 355 0337 | 8:30 AM–11:00 PM daily |
| Centro Building Satwa | Shop 2, Ground Floor, Centro Building, 8A Street, Al Hudaiba Road | 04 338 1442 | 8:30 AM–11:30 PM daily |
| Satwa Roundabout | Shops 1–3, Ground Floor, Fatima Abdullah Bakheet Al Suwaidi, opposite Fakkri Center | 04 285 1006 | 8:30 AM–11:30 PM daily |
The wider official locator also surfaces Satwa Street and other nearby Satwa-named branches around the Satwa–Al Bada area. It is therefore better to describe them as additional nearby branches rather than simply saying LuLu has six official Satwa-locality branches.
LuLu Exchange Satwa Bus Station
The Satwa Bus Station branch is at Shops 1 & 2, Mohammed Bel Obaida Building, close to the transport hub. Its direct phone number is 04 355 0337, and its official current hours are 8:30 AM–11:00 PM every day.
This branch is particularly convenient if your journey already passes through Al Satwa Bus Station. Its official page currently lists money transfer, currency exchange and related financial services.
The branch page also shows on-site parking and a priority counter for pregnant customers, senior citizens and people of determination.
LuLu Exchange Satwa Roundabout
The Satwa Roundabout branch is at Shops 1–3, Ground Floor, Fatima Abdullah Bakheet Al Suwaidi, opposite Fakkri Center. Its direct number is 04 285 1006, and its current official timetable is 8:30 AM–11:30 PM daily.
If the Roundabout is your main local reference point, the Satwa Roundabout location guide can help with wider orientation.
The official branch page lists money transfer, currency exchange and Wage Salary Administration among its featured services. It also currently shows on-site parking and a priority counter.
LuLu Exchange Centro Building Satwa
Centro Building Satwa is at Shop No. 2, Ground Floor, Centro Building, 8A Street, Al Hudaiba Road. The official direct phone is 04 338 1442, and the branch currently operates 8:30 AM–11:30 PM every day.
The branch page lists money transfer, currency exchange, Wage Salary Administration and Value Added Services. It also displays several wider LuLu products, although customers should confirm any specialised service before travelling solely for that purpose.
For anyone closer to the Al Hudaiba side, this branch may be more practical than travelling to the Bus Station or Roundabout.
What About Satwa Street and Other Nearby Branches?
LuLu Exchange also has a Satwa Street branch at Shop No. 2, Ground Floor, Aurora Residence Building. Its current official page lists phone 056 982 3751 and operating hours of 8:30 AM–10:30 PM daily.
LuLu’s locator also surfaces other nearby Satwa-named branches around Al Bada, including Satwa Plaza and Satwa Rose House. These locations are useful alternatives if they are closer to your home or workplace, but they are not part of the three-branch group displayed on LuLu’s dedicated Satwa locality page.
The Al Satwa Road guide can help when comparing branch locations around the wider Satwa area.
LuLu Exchange Satwa Timings
There is no single closing time for every LuLu Exchange Satwa location.
Satwa Bus Station currently closes at 11:00 PM, while Centro Building and Satwa Roundabout close at 11:30 PM. Satwa Street currently closes earlier at 10:30 PM.
All of these current branch pages show an 8:30 AM opening time. Public-holiday, Ramadan or temporary operating schedules can still differ, so check the branch page again if you are travelling close to opening or closing time.
What Services Are Available?
LuLu Exchange’s UAE service catalogue includes money transfer, currency exchange, wage and salary administration, value-added services, corporate services and other financial products.
The core Satwa branch pages specifically list money transfer and currency exchange, while branches such as Centro Building also display Wage Salary Administration and Value Added Services.
For most individual visitors, the main reasons to visit will be international remittance, buying or selling foreign currency, salary-related services or selected bill and payment services.
Can You Send Money Overseas?
Yes. LuLu Exchange supports international money transfers, including direct-to-bank-account transfers and cash-pickup services, depending on the destination and transfer route.
LuLu’s current money-transfer information specifically highlights direct bank transfers and cash pickup through its partner network. The actual transfer time depends on the destination, receiving bank and service used.
Before confirming a transfer, carefully check the beneficiary’s name, bank details or cash-pickup information. Mistakes can delay the transaction or require an amendment.
What ID Do You Need?
LuLu Exchange’s current in-branch terms say users must generally be at least 18 years old, be UAE residents or hold a valid UAE residence visa and provide valid identification such as a passport or Emirates ID.
Customers also go through Customer Due Diligence and may be asked for information about the recipient and purpose of the transaction. LuLu can request additional documents such as proof of address or income where required for regulatory or risk checks.
A simple preparation list is:
| Transaction | What to prepare |
|---|---|
| Money transfer | Valid ID, beneficiary details and transfer purpose |
| Bank transfer | Beneficiary name plus required bank/account details |
| Currency exchange | Valid ID where required and the currency/amount |
| Additional compliance check | Proof of address, income or other requested documents |
The exact requirement can depend on the transaction, amount and customer profile.
How Do Exchange Rates Work?
Do not treat an exchange rate seen earlier online as a guaranteed branch rate. LuLu’s official money-transfer page states that displayed rates are indicative and subject to change and tells customers to check the nearest branch for the latest rate.
This matters for popular searches such as AED to INR, AED to PKR or AED to PHP. The useful question is not only “What is today’s rate?” but also how much will I pay in total and how much will the beneficiary receive?
For more detail on this difference, see the guide to foreign exchange rates and international money transfers.
Can You Exchange Cash Currency?
Yes. Currency exchange is one of LuLu Exchange’s core services and is listed on the official Satwa branch pages.
If you are buying or selling a particular currency, ask the branch for the current buy or sell rate before confirming. Cash availability and note denominations can also depend on branch stock.
If you need a large or less common currency amount, calling the branch before travelling can reduce the risk of arriving when the required notes are unavailable.
WPS and Wage Salary Administration
LuLu Exchange’s wider UAE services include Wage & Salary Administration, and Wage Salary Administrator is specifically listed among the featured products at Satwa branches such as Centro Building and Satwa Roundabout.
This makes the branches relevant not only for remittances but also for employers and workers using salary-related services.
If your issue concerns WPS, a salary card or an employer payroll process, confirm the required documents and whether your chosen branch can handle the exact request before travelling.
Bill Payments and Other Services
LuLu Exchange currently offers several Value Added Services across its UAE network. These include selected utility payments, Etisalat payments or recharge, international mobile top-ups, Air Arabia ticket payments, credit-card payments and VAT collection.
Its current Key Facts Statement also lists domestic and international bill payments, mobile top-ups and selected local-bank cash deposits among available value-added products.
Some services can have provider-specific conditions or charges, so confirm a specialised payment if it is the sole reason for your visit.
Can You Use LuLu Money Instead of Visiting a Branch?
LuLu also provides digital services through LuLu Money. The company’s current terms describe LuLu Money as a digital service for UAE residents, subject to registration and verification requirements.
A digital transfer can save a branch visit when your transaction is eligible. Physical branches remain useful when you need cash foreign currency, in-person support or a service that requires branch processing.
Choose the method based on the transaction rather than visiting a branch automatically.
How Can You Pay at a Branch?
LuLu’s current branch terms say payments can be funded by bank transfer, debit card or cash, subject to the particular service and applicable conditions. Fees or charges can apply and should be disclosed before the transaction is completed.
Keep your receipt or transaction reference after payment. This is particularly useful if you later need to track, amend or ask about a money transfer.
Which LuLu Exchange Satwa Branch Should You Choose?
Choose Satwa Bus Station when you are already using the bus station or nearby streets and can visit before its current 11:00 PM closing time.
Choose Satwa Roundabout if you are closer to the Roundabout/Fakkri Center side and want a branch currently open until 11:30 PM. Choose Centro Building Satwa when the Al Hudaiba Road side is more convenient; it also currently closes at 11:30 PM.
Satwa Street and other nearby LuLu branches may be closer for some Al Bada or Satwa addresses, so use the official locator rather than assuming one of the three core locations is always nearest.
Common Mistakes to Avoid
Do not assume every LuLu Exchange Satwa branch follows the same closing time. The official pages currently show different hours.
Do not use an old exchange-rate screenshot to calculate a remittance. LuLu itself states that displayed rates are indicative and can change.
Do not start a money transfer without checking the beneficiary details carefully. Also take valid identification and be prepared for additional KYC information if LuLu requests it.
Finally, do not confuse the three branches on LuLu’s official Satwa locality page with every nearby location that happens to carry “Satwa” in its branch name.
What to Check Before Visiting
First confirm the exact branch, its current opening hours and direct phone number. This is particularly useful for late-evening visits because Satwa Bus Station, Centro Building and Satwa Roundabout do not all close at the same time.
For remittances, prepare valid identification and correct beneficiary information. For currency exchange, check the latest rate at transaction time rather than relying on an old search result.
If you are visiting for WPS, salary administration or a specialised value-added service, call ahead to confirm that the chosen branch can handle your exact request.
Final Answer
LuLu Exchange Satwa currently has three branches grouped on LuLu’s official Satwa locality page: Satwa Bus Station, Centro Building Satwa and Satwa Roundabout. Satwa Bus Station currently operates 8:30 AM–11:00 PM, while Centro Building and Satwa Roundabout operate 8:30 AM–11:30 PM daily.
The wider branch locator also shows additional nearby LuLu locations carrying Satwa in their names, so your nearest branch can depend on your exact position. For money transfer or currency exchange, take valid identification, check the current rate and applicable fees, and verify the branch hours before travelling.
